Many people that hit this old blog are curious about payday loans.
Are they safe?
Well, is anything safe these days.
It depends on what company that you use and if you are dealing with a mom & pop shop, or an industry leader as referred to on the right side of this page.
When applying for a payday loan online, take a few precautions.
1) Make sure the site is secure. You'll see an https:// on the top of your browser bar when looking at their site address.
2) Make sure it's a reputable company. We've listed one on this site to the right for your reference.
If you use a reputable company that accepts your application online securely, you should be in good hands.
Hey - thanks for visiting this old blog. It's in it's 5th year online.
Regards,
Webmaster, aboutpaydayloans.blogspot.com!
Saturday, July 6, 2013
Friday, July 5, 2013
Yum Brands Follows Suit of Payday Loan Industry, Tells You What You're Getting Up Front
If you've ever felt guilty about ordering up the latest triple layer, double beef, nacho cheese and four-cheese blend concoction from your local Taco Bell, you're not alone. But now, should you dine at one of a certainfast foodempire's franchise locations, at least they can't say they didn't warn you.
Yum Brands, the umbrella corporation who owns the Pizza Hut, Taco Bell, and Kentucky Fried Chicken franchises, has announced that all of their restaurant locations will have calorie content displayed next to names of all menu items and their prices by January 1, 2011. Therefore, by knowing exactly what you're getting before placing an order, it's possible that consumers no longer could file high-profile lawsuits under the premise of, "the Chihuahua made me do it!"
The fast food empire, which also owns the Long John Silver's and A&W Restaurant chains, announced the corporate-wide change as a way to do California Governor Schwarzenegger one better in his efforts. The day before Yum's announcement, Schwarzenegger signed a bill into law that would require all restaurants with 20 or more locations in the state to disclose calorie content on all items by January 1, 2011. Yum has also vowed to refrain from future television advertisements targeting children under 12.
On the other hand, in the age of blogs, You Tube, and people making movies about gorging themselves on a McDonald's-only diet, we all crave information. We want to know what something is, where we can get the best price on it, and, in this case, exactly what we're getting ourselves into by purchasing it. Many years ago, packaged food manufacturers begin placing government-mandated nutrition facts and ingredient lists on all of their products. This way, the guess work is taken out of whether or not an allergy-prone person should consume something.
The food industry has also taken a page from the no fax payday loan industry who, since its infancy, has lent money to people who have fallen on temporary financial times. But even before a customer begins filling out an application, all terms, conditions, fees and repayment schedules are disclosed up front. Then, a customer must verify, in writing, that they understand what they're getting themselves into, before the funds change hands.
Certainly, our society would be a better place to live if all companies were to take a cue from Yum Brands and no fax payday loan companies.
Yum Brands, the umbrella corporation who owns the Pizza Hut, Taco Bell, and Kentucky Fried Chicken franchises, has announced that all of their restaurant locations will have calorie content displayed next to names of all menu items and their prices by January 1, 2011. Therefore, by knowing exactly what you're getting before placing an order, it's possible that consumers no longer could file high-profile lawsuits under the premise of, "the Chihuahua made me do it!"
The fast food empire, which also owns the Long John Silver's and A&W Restaurant chains, announced the corporate-wide change as a way to do California Governor Schwarzenegger one better in his efforts. The day before Yum's announcement, Schwarzenegger signed a bill into law that would require all restaurants with 20 or more locations in the state to disclose calorie content on all items by January 1, 2011. Yum has also vowed to refrain from future television advertisements targeting children under 12.
Now, for anyone whose been reading my blog for a while, you probably know that I'm not that big of a fan of any kind of restrictive action. I mean, if kids don't see an ad during Saturday morning cartoons conning them to eat at KFC they'll still get the message when they watch TV with their folks. Therefore, I don't agree with that portion of this new measure.
On the other hand, in the age of blogs, You Tube, and people making movies about gorging themselves on a McDonald's-only diet, we all crave information. We want to know what something is, where we can get the best price on it, and, in this case, exactly what we're getting ourselves into by purchasing it. Many years ago, packaged food manufacturers begin placing government-mandated nutrition facts and ingredient lists on all of their products. This way, the guess work is taken out of whether or not an allergy-prone person should consume something.
The food industry has also taken a page from the no fax payday loan industry who, since its infancy, has lent money to people who have fallen on temporary financial times. But even before a customer begins filling out an application, all terms, conditions, fees and repayment schedules are disclosed up front. Then, a customer must verify, in writing, that they understand what they're getting themselves into, before the funds change hands.
Certainly, our society would be a better place to live if all companies were to take a cue from Yum Brands and no fax payday loan companies.
Your Rights As a Payday Loan Recipient
It shouldn't be a surprise for you to hear that short-term payday loans are intended for emergency situations, and nothing else. The majority of the time, you can wait for your paycheck to come in. Yes, you can go without a purchased coffee for the rest of the week, until you get paid on Friday. It seems difficult but you can make do with your lack of funds until payday rolls around. However, it can be so easy to get a payday loan because no credit check is required, that people often opt for them as a way to quickly get money, prior to getting paid.
Does the latter sound like a vicious cycle? That's because it certainly can be, and people can find themselves well in over their head with a variety of small short term loans. For those people, this one is for you. Make sure that you know your loan regulations, specific to each company, to see how they will collect their money and to understand what your responsibilities are to pay the loan back. As mentioned, each company will have their own specific regulations and terms, so do inquire with all of them in which you have a short term loan from. However, all companies do have the right to pursue repayment.
This ensures that they get their money back, and they have the right to seek help from collection agencies and lawsuits through small claims court. Doesn't sound fun, does it? Always may sure that you can pay your payday loan back, prior to applying for it. Now, as the receiver of the money, your rights didn't go right out the window. The payday loan company may not harass you, or your friends, family, or your workplaces. They can make calls for repayment, but they can not harass you in any way, shape or form. The majority of payday loan companies do require that you sign a post-dated check as collateral or have direct deposit of your paycheck into your bank account.
What does this mean for you?
Well, you signed a check to them that can be cashed on the required date of repayment, if you fail to make the payment yourself. If you are asked to have direct deposit, that means they will take out your payment automatically when your paycheck goes in the bank. On the contrary, some companies may tell you that you are committing check fraud if your bank account bounces back as insufficient funds. This is not true. However, if problems persist with your failure to make payment and no sufficient funds, they may speak to the courts to take further action, such as putting liens on your home. So, how can you ensure that you won't ever have to go through such drama? Well, only use a payday loan service when you absolutely need to, or as previously stated, in cases of emergencies, and nothing else.
Does the latter sound like a vicious cycle? That's because it certainly can be, and people can find themselves well in over their head with a variety of small short term loans. For those people, this one is for you. Make sure that you know your loan regulations, specific to each company, to see how they will collect their money and to understand what your responsibilities are to pay the loan back. As mentioned, each company will have their own specific regulations and terms, so do inquire with all of them in which you have a short term loan from. However, all companies do have the right to pursue repayment.
This ensures that they get their money back, and they have the right to seek help from collection agencies and lawsuits through small claims court. Doesn't sound fun, does it? Always may sure that you can pay your payday loan back, prior to applying for it. Now, as the receiver of the money, your rights didn't go right out the window. The payday loan company may not harass you, or your friends, family, or your workplaces. They can make calls for repayment, but they can not harass you in any way, shape or form. The majority of payday loan companies do require that you sign a post-dated check as collateral or have direct deposit of your paycheck into your bank account.
What does this mean for you?
Well, you signed a check to them that can be cashed on the required date of repayment, if you fail to make the payment yourself. If you are asked to have direct deposit, that means they will take out your payment automatically when your paycheck goes in the bank. On the contrary, some companies may tell you that you are committing check fraud if your bank account bounces back as insufficient funds. This is not true. However, if problems persist with your failure to make payment and no sufficient funds, they may speak to the courts to take further action, such as putting liens on your home. So, how can you ensure that you won't ever have to go through such drama? Well, only use a payday loan service when you absolutely need to, or as previously stated, in cases of emergencies, and nothing else.
Your Requirement For Urgent Cash Can Be Paid Off By Cash Advance Green Bay
The loans that are taken from the open balance in credit card accounts are called cash advance green bay. The provider for credit cards keep this as a service option for the customers. The amount that you can borrow or the number of times you can borrow from this account is given in the terms and conditions of the credit card. The credit card has got a credit limit and it also carries a cash advance limit and this limit can be equal to the available credit limit or a part of that amount.
If you are holding the credit card then you can get the cash advance from the ATM and this you can do by using the PIN or the personal identification number for your credit card. You can also take out the cash advance from the counter of the bank if that bank has issued your credit card. The cash advance green bay are therefore a lot of money for you when you need cash in urgency and you will have to pay back the money with a proper interest within a specified time. You must take out the money from an ATM but it should not exceed the amount of cash advance limit.
The fee for the transaction can be a flat amount that is taken per transaction or it can be a percentage of any amounts that you are taking out in a single transaction. The fee structure will be defined by the bank and you must understand the structure and then go for the cash advance green bay. The fee can be deducted from the amount that you are being paid or it can be placed on your bill and charged to you for the day you have taken out the money. You will also be giving the APR or the annual percentage rate.
The APR for your credit card should be known to you when you are ready to take the cash advance. The interest on the money in cash advance will not have any grace period as does the money for credit card expenses but the interest starts from the day you take the advance. You will often try not to go for such expenses but if there is an emergency you cannot take out the amount of the savings account as it is required for your day to day expenses. This is the time when such cash advances are required for there are places where they do not take credit card for the expenses and you need cash to pay.
Your Instant Loan Solution - No Faxing Payday Loans
When payday is distant and you urgently need cash, you should consider no faxing payday loans. There may be occasions when paychecks are not readily forthcoming and you may need this loan for various causes. It can help to meet unforeseen emergencies and you need an account on which checks can be drawn by the depositor to avail this type of payday loan. Further qualifications in the form of age requisites, job protection and correct identification may also be required. The two primary pre-requisites for securing a loan involve faxing of documents and conducting credit examination which must be complied with to obtain fast cash.
Taking into account the vast quantity of borrowers, lenders have done away with these restrictions so you can now avail no faxing payday loans to tide over unfavorable situations with ease. This is actually an unsecured loan which does not require any salary voucher or other documents for its approach. It is generally given for a fixed period of a month but there is also a facility of its usage for an extended period. The amount also keeps on growing and you can utilize it for any purpose. Bad credit is no hindrance and you are permitted to give money even if you have debts, defaults or lag behind in payments but you can get rid of this problem with periodic payments.
These loans can be applied for by both offline and online methods although the online mode is faster and is completed within minutes. The chief advantage of these loans is that prospective borrowers are not obliged to fax their private financial documents while applying for the loan. This makes the loan much simpler and alluring for the consumers. Further, people with minimal as well as bad credit may receive approval for the loan without faxing any copy concerning their credit declaration.
The online form of the company can be filled quickly and applicants can get confirmation in a short time. However borrowers should have their personal bank account in which the loan amount can be deposited. They should also be aged eighteen years or more, apart from being citizens of U. S. A or its lawful residents. They should also have a minimum monthly earning of 1000 dollars after allowing for taxes to be able to repay the amount in their forthcoming paycheck. While procuring such loans, you should be cautious about the terms of contract to stay clear of exorbitant charges or various scams.
You must have full knowledge about the repayment date and interest levied. Avoid late fees as they can be excessive. Obtain complete information about your lender and check their ratings at BBB or other financial portals and make a wise selection. Keep your borrowings to a minimum and pay back the loan difference within the shortest span possible. These factors equip you to attain a hassle-free loan.
Taking into account the vast quantity of borrowers, lenders have done away with these restrictions so you can now avail no faxing payday loans to tide over unfavorable situations with ease. This is actually an unsecured loan which does not require any salary voucher or other documents for its approach. It is generally given for a fixed period of a month but there is also a facility of its usage for an extended period. The amount also keeps on growing and you can utilize it for any purpose. Bad credit is no hindrance and you are permitted to give money even if you have debts, defaults or lag behind in payments but you can get rid of this problem with periodic payments.
These loans can be applied for by both offline and online methods although the online mode is faster and is completed within minutes. The chief advantage of these loans is that prospective borrowers are not obliged to fax their private financial documents while applying for the loan. This makes the loan much simpler and alluring for the consumers. Further, people with minimal as well as bad credit may receive approval for the loan without faxing any copy concerning their credit declaration.
The online form of the company can be filled quickly and applicants can get confirmation in a short time. However borrowers should have their personal bank account in which the loan amount can be deposited. They should also be aged eighteen years or more, apart from being citizens of U. S. A or its lawful residents. They should also have a minimum monthly earning of 1000 dollars after allowing for taxes to be able to repay the amount in their forthcoming paycheck. While procuring such loans, you should be cautious about the terms of contract to stay clear of exorbitant charges or various scams.
You must have full knowledge about the repayment date and interest levied. Avoid late fees as they can be excessive. Obtain complete information about your lender and check their ratings at BBB or other financial portals and make a wise selection. Keep your borrowings to a minimum and pay back the loan difference within the shortest span possible. These factors equip you to attain a hassle-free loan.
Your Choices For a Cash Advance Online
Getting the Right Cash Advance Online FastWhen you need money for an emergency you are going to want to know how to get a cash advance online and fast. This is a temporary loan that you can use to help you get through a tough financial position. This is an easy type of loan to get and you can get a cash advance online within one hour to 24 hours depending on the lender.
Do you need some fast cash to help you through an emergency? Is it necessary for you to get your hands on a few hundred to a couple thousand dollars to help you through your troubles? There are a couple of ways to get your money, but the best way is to use the cash advance online. Here is how you can do this.
Fast Cash Advance Online With the Top LendersFirst you have the traditional choice which is to fax in all your income documents and all the other documents they ask you for. This type of loan can be all the way up to a couple thousand dollars depending on your income. It will take between 24 and 48 hours to get your cash into your bank account and you will have to prove your income, residency, bank account, and age.
Second there is the faxless cash advance online, which does not require you to prove anything. They may verify your bank account and employer, but you do not have to provide proof of income or of anything else. These types of cash advances usually range between $100 and $500 in value. They can be obtained the same day and this can be very convenient for you.
Last you can always skip the cash advance online and go right to the cash advance store in your area. However, if you get seen by someone you know, then it could be a bit embarrassing. You can get your money within about an hour and if you call ahead of time you will know exactly which documents to take in with you so that you do not have to make an extra trip.
The Final Option for a Cash Advance OnlineWhen you have a financial emergency it can be very stressful because it involves money. Money can be a stressful thing to go through, but you have to make sure you get the right type of loan to help you with everything you need. You can get a loan that will help you to have more time to pay it back and it will take away some of the stress.
There are 100 day loans out there that you can get instead of just a basic cash advance online. These types of loans give you a full 100 days to pay them back instead of just the typical 14 to 28 days. This means you will have nearly triple the time to pay the loan back. The 100 day loan will help you so much more than if you just go with a typical loan.
Now you have plenty of information to help you get the cash you need when you need it the most. You are going to be able to get the money you need within a day or two without much struggle and you can do it right online. This is the best part of getting a cash advance online because if you have to go out for it you could run into family or friends.
Your Car Tires Could Be Sending You To The Payday Loan Lender
Car upkeep can be a hassle. In addition to the regular maintenance that comes every 3,000, 15,000, and 45,000 miles, there is the infrequent, though much needed costs that come from normal wear and tear. One source of these expenses undoubtedly comes from your tires.
The only source of contact between your vehicle and the ground, your tires are an integral and often overlooked part of your vehicle. As such, a lot of other components of your car depend on whether or not your tires are working properly. If you notice certain problems with your tires and choose to ignore them, you could be facing even greater problems in the future, costing you more money and possibly forcing you to take out a payday loan or cash advance in order to get your vehicle back on the road. The best way to avoid such a situation is to take care of your car's tires and fix any issues you see with them right away. One way to ensure that your tires last as long as possible is to rotate them every other oil change.
Tire rotations keep your tires wearing evenly so that no one tire suffers more wear and tear than any other. The reason rotations are necessary is that the weight in your car is distributed unevenly, with the majority of it in the front for most vehicles. In addition, most cars are also two wheel drive. These factors mean that your front tires are doing much more work than the back ones, and will wear down quicker. By sharing the load among all your tires, no one or two will wear down any faster than the others Another simple thing that will help extend the life of your tires is to check your tire pressure occasionally.
Your car manual will tell you what the ideal tire pressure is for you vehicle, and by making sure that your tires are staying within this range you can keep them at their optimal state for as long as possible. If you do find that your tires are a little low, remember that many states require gas stations to provide free air and water for patrons. On your next fill up, take the extra five minutes to check and fill your tires, as those five minutes can save on hundreds of dollars and a trip to the payday loan lender. If you notice a screw or nail in one of your tires, repair it immediately.
Keeping such objects lodged in you tire can lead to many costly and annoying car issues, including uneven wear and even tire blowout. A simple repair of this sort is usually very cheap, and there are even kits available at the auto shop for those who fancy themselves amateur mechanics. Finally, if you notice that your tires are wearing unevenly or your car seems to be drifting to the left or right when you are driving, you may need to get an alignment.
While this is a more expensive procedure, the cost is not too high, and getting an alignment can save on tire and gas costs, giving you back the money and more over the lifetime of your vehicle. By taking care of the tires on your car or truck, you can save money and a trip to the payday loan office.
The only source of contact between your vehicle and the ground, your tires are an integral and often overlooked part of your vehicle. As such, a lot of other components of your car depend on whether or not your tires are working properly. If you notice certain problems with your tires and choose to ignore them, you could be facing even greater problems in the future, costing you more money and possibly forcing you to take out a payday loan or cash advance in order to get your vehicle back on the road. The best way to avoid such a situation is to take care of your car's tires and fix any issues you see with them right away. One way to ensure that your tires last as long as possible is to rotate them every other oil change.
Tire rotations keep your tires wearing evenly so that no one tire suffers more wear and tear than any other. The reason rotations are necessary is that the weight in your car is distributed unevenly, with the majority of it in the front for most vehicles. In addition, most cars are also two wheel drive. These factors mean that your front tires are doing much more work than the back ones, and will wear down quicker. By sharing the load among all your tires, no one or two will wear down any faster than the others Another simple thing that will help extend the life of your tires is to check your tire pressure occasionally.
Your car manual will tell you what the ideal tire pressure is for you vehicle, and by making sure that your tires are staying within this range you can keep them at their optimal state for as long as possible. If you do find that your tires are a little low, remember that many states require gas stations to provide free air and water for patrons. On your next fill up, take the extra five minutes to check and fill your tires, as those five minutes can save on hundreds of dollars and a trip to the payday loan lender. If you notice a screw or nail in one of your tires, repair it immediately.
Keeping such objects lodged in you tire can lead to many costly and annoying car issues, including uneven wear and even tire blowout. A simple repair of this sort is usually very cheap, and there are even kits available at the auto shop for those who fancy themselves amateur mechanics. Finally, if you notice that your tires are wearing unevenly or your car seems to be drifting to the left or right when you are driving, you may need to get an alignment.
While this is a more expensive procedure, the cost is not too high, and getting an alignment can save on tire and gas costs, giving you back the money and more over the lifetime of your vehicle. By taking care of the tires on your car or truck, you can save money and a trip to the payday loan office.
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